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Seven trends affecting credit unions’ future

first_imgIncreased regulation, the rise of cyberthreats, and the seemingly endless flow of cutting-edge technology are changing some of the fundamental ways credit unions do business and lowering the barriers to entry for nontraditional competitors.But futurist Bob Treadway remains unabashedly optimistic.“So much about the future is so positive,” says Treadway, founder of Treadway & Associates.He cites seven trends that most merit deliberation and action by credit union boards:1. Regulation stays ramped up. The pace of new regulation might slow, but the level won’t decrease, particularly if a Democrat wins the U.S. presidential election in 2016. The major initial emphases of the Consumer Financial Protection Bureau (CFPB) and other agencies will mature between 2018 and 2020, which will affect credit unions’ net revenue.“Credit unions will need to do more with less because of the ramp-up of regulatory pressure and erosion of fee income,” Treadway says. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Fit-again Marsh relishing Tri-Nations

first_imgGEORGETOWN, Guyana (CMC): All-rounder Mitchell Marsh says he has fully recovered from injury and is relishing his return to the Australian side for their tri-series campaign in the Caribbean starting this week. Marsh is part of the Australian squad arriving in the Caribbean after stopping in New York on Monday to reduce the impact of jet lag on their performances during the tournament, which also involves South Africa. Australia start their campaign in the tri-nation tournament against West Indies on June 5. “We’re obviously extremely lucky that Cricket Australia have allowed us to do that,” said Marsh, the son of former Australian cricketer Geoff Marsh. “We’ve had a chance to get out and about and see what the city has to offer, but we’re still focused on our task at hand over the next month and we’re looking forward to getting to Guyana first.” Marsh, 24, is a fast bowler who can hit 140kph and has shown promise as a lower middle-order batsman. A side strain forced him out of the Indian Premier League (IPL) this year, but now the budding all-rounder says he is ready to perform in Australia’s busy schedule in the coming months.last_img read more

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‘Support the Person Capable for the Job’

first_imgCentral Bank Governor Dr. J. Mills Jones has called on Liberians to support a person capable of doing the work for them, and not to undermine their compatriot.Governor Jones made the statement Wednesday, January 6, at program marking the dedication of the Coalfield market in Paynesville City.The CBL Governor said there are capable Liberians to move the country forward to meet the desired goal.He said Liberians should not allow people to fool them that they cannot move the country forward, noting that it only takes the support of all Liberians to help the one who is willing, and not to undermine him/her.Governor Jones said, “I am committed to working with all of us to see how we can move this country forward, to see how we can move Liberia forward. We are committed to that whether we are at the Central Bank or outside of the CBL; we are committed to working with all Liberians to move Liberia forward.”“And if you ask me if we can do it, my answer to you is ‘yes, we can!’ And don’t let anybody fool you because we can create a better future for ourselves.”The Central Bank Governor whose micro loan scheme across the country has been viewed by Legislators and other Liberians as a political ploy to position himself to contest the presidency in 2017, urged the audience to desist from acts that bring their compatriot down while the person is striving to go up.“But we need to put down the crab mentality,” he told his audience, “where if you see somebody going up then you want to pull them down. If you keep pulling people down, we will continue to remain down the bucket because nobody will be able to see the top of the bucket, if we continue to pull people down.”He alluded that everyone has his/her shortcomings, and no one is perfect. However, the CBL Governor cautioned Liberians to consciously think and support the person that can perform better instead of getting people who are ill-prepared and don’t mean any good toward their country.“Our doors remain open; you are our brothers and sisters and all of us must be our brothers’ keepers; therefore, we need to work together to ensure that our country is on the right path with the nations,” he said.Also speaking, superintended of the Coalfield Market, Mrs. Korto Rogers, showered praises on Governor Jones for his immense economic support to Liberians, especially businesswomen.Mrs. Rogers said Governor Jones and Mr. Dee-Maxwell Kemayah, president of the Liberian Business Association, contributed financially to the roofing of the market, calling their contributions “‘timely,’ because business people were embarrassed selling in the rain.”Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more